🏗️ Is Building New in Germantown Hills or Dunlap Worth It in 2025?

If you’ve been house hunting around Peoria, Woodford, or Tazewell County lately, you’ve probably had this thought:

“Maybe I should just build instead.”

It’s a common reaction—especially when existing inventory is limited, fixer-uppers need more work than you’re willing to do, or every decent listing is under contract before you can schedule a showing. Building a brand-new home in places like Germantown Hills or Dunlap is a tempting alternative… but is it the right move?

Here’s a breakdown of what building new in 2025 really looks like, how it compares to buying existing homes, and what you should know before making a decision.

🏘️ Why Germantown Hills & Dunlap Are Hot Spots for New Construction

These two communities check all the boxes for homebuyers looking for newer amenities with small-town charm.

• Dunlap: Known for its award-winning school district, proximity to Peoria, and highly desirable subdivisions like Wynncrest and Copperfield.

• Germantown Hills: Offers a more rural feel, top-rated schools, and quiet neighborhoods with larger lots—ideal for families or anyone craving elbow room.

Both towns offer solid resale potential, excellent infrastructure, and builders who’ve been active in the market for years.

🔍 The Pros of Building New in 2025

✅ Customization: You get to choose the floor plan, finishes, paint colors, countertops, and more. Your home, your style—no need to “live with” someone else’s outdated carpet.

✅ Energy Efficiency: New builds are more efficient than homes even 10 years old. Think high-efficiency HVAC systems, better insulation, and energy-smart appliances that save you money over time.

✅ Fewer Repairs: No need to worry about an aging roof, foundation cracks, or surprise plumbing issues. Everything’s brand new—and often under warranty.

✅ Modern Layouts: Open floor plans, walk-in closets, big kitchen islands, and attached garages are standard—not wishlist items.

🚧 The Challenges (and Realities) of Building in 2025

While building offers serious advantages, it’s not all smooth sailing—especially this year. Here’s what you need to consider:

⏳ Build Time: Most new homes take 6 to 9 months to complete. Delays from weather, labor shortages, or material backorders are still common. If you need to move fast, this might not be ideal.

💸 Cost Creep: The base price may look great—but upgrades add up quickly. Cabinet pulls, upgraded flooring, lighting packages, finished basements… they’ll all increase your final price.

📈 Interest Rate Lock-In: Many buyers can’t lock in their mortgage rate until closer to closing. That means you could be exposed to rate hikes over the build timeline—unless your lender offers a long-term lock program (hint: I know who does).

🧱 Lot Availability: In some parts of Dunlap and Germantown Hills, the best lots are already claimed. You might need to act quickly or wait for the next phase.

💰 What’s the Price Difference?

As of mid-2025, here’s a general breakdown:

• New construction: $330K–$450K+ depending on builder, finishes, and location

• Existing homes (5–15 years old): $260K–$340K with similar square footage

If budget is your top concern, you may find more value in buying existing—especially if the home is in great shape. If personalization and energy efficiency matter more to you, then new construction may be worth the extra upfront cost.

🔨 Pro Tip: Work With an Agent—Even When Building

Many buyers assume they don’t need a REALTOR® when building. Wrong. The builder’s agent represents the builder, not you. My job is to:

• Help you negotiate upgrades and contract terms

• Connect you with financing options, inspectors, and warranty info

• Guide you through every step, from lot selection to final walkthrough

• Make sure you’re not taken for a ride

And the best part? The builder pays my commission—not you. So there’s literally no downside to having me in your corner.

📍 So… Is Building New Worth It?

If you’re in a flexible timeline, want control over every design detail, and can navigate the process with a pro—you’re a great candidate for new construction.
But if you want to move in fast, keep your budget tighter, or avoid decision overload? Let’s look at newer resale homes in Dunlap, Germantown Hills, and Washington. There are some gems out there.

Either way, I’ll help you figure out what makes the most sense for your goals and finances—and get you moving in the right direction.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #NewConstruction2025 #DunlapIL #GermantownHills #PeoriaRealEstate #CentralILHomes #BuySmart #RealEstateAdvice

⚠️ 7 Mistakes Buyers Make in a Hot Market—And How to Avoid Them in Central IL

Let’s be real—buying a home in 2025 isn’t exactly a stroll through Glen Oak Park.

Rates are fluctuating, inventory is tight, and if you’re buying in Peoria, Tazewell, or Woodford County, the best homes aren’t sitting around waiting for your second showing. I’ve worked with thousands of buyers over the years, and in a competitive market like this one, a small mistake can cost you big.

Here are the 7 most common buyer mistakes I see in Central IL—and how to avoid them like a pro.

1. 🏦 Not Getting Pre-Approved Before House Hunting

Biggest rookie move in the book.
Looking at homes before you’re pre-approved is like walking into a steakhouse with no wallet.

Why it matters:
Sellers (and their agents) won’t take your offer seriously if there’s no pre-approval letter attached—especially when there are multiple offers flying in.

What to do instead:
Talk to a trusted local lender before you start browsing. I can recommend a few that move fast and explain your options clearly.

2. ⌛ Waiting Too Long to Make an Offer

Good homes in Morton, Metamora, and Dunlap are moving in days—sometimes hours. If you’re still “thinking it over” by day three, someone else already got the keys.

What to do instead:
If a home hits 8 out of 10 of your must-haves, be ready to move. Waiting around is how you lose the house—and the next one.

3. 💸 Lowballing in a Seller’s Market

You may want a deal, but writing a “let’s see what happens” offer in this market is a great way to never hear back. It’s not 2011 anymore.

What to do instead:
Lean on your agent (👋 hey, that’s me). I’ll analyze the comps and help you write a strong, smart offer that’s competitive but doesn’t overpay.

4. 📋 Skipping the Inspection (or Not Taking It Seriously)

Yes, you want to be aggressive. No, that doesn’t mean waiving your right to a home inspection. Central Illinois homes have basements, boilers, and quirks you’ll want to know about.

What to do instead:
Always inspect. You can choose to waive minor repairs after—but at least you’ll know what you’re getting into.

5. 📍 Ignoring Location for Square Footage

A 2,400-square-foot house in the wrong school district or 35 minutes from work won’t feel like a win when the excitement wears off.

What to do instead:
Make sure you’re buying in a location that fits your life—not just your furniture. Towns like Washington, Peoria Heights, and Germantown Hills offer balance between size and lifestyle.

6. 🧾 Blowing the Budget on the Mortgage Alone

Your lender approves you based on income—not comfort. I’ve seen buyers stretch to the max and regret it when taxes, maintenance, and HOA fees pile on.

What to do instead:
Look at the full monthly cost—not just the principal and interest. I help my buyers factor in realistic costs before writing any offers.

7. 🙅‍♂️ Trying to Do It Alone

Zillow might show you listings, but it doesn’t tell you about neighborhood nuances, offer strategies, or which house is about to hit the market.

What to do instead:
Work with a local agent who knows Central IL inside and out (👋 still me). I help buyers every single day avoid these headaches—and win homes they love.

Ready to Buy Like a Pro?

Whether you’re a first-time buyer or it’s been a few years, the market is different in 2025—but that doesn’t mean you can’t win. You just need the right plan, the right mindset, and the right agent on your side.

Let’s avoid the pitfalls, stay ahead of the pack, and find you the perfect home in Peoria, Tazewell, or Woodford County.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #HomeBuyingTips #CentralILRealEstate #PeoriaRealEstate #BuyWithConfidence #FirstTimeBuyer #PeoriaHomes #TazewellCountyHomes #WoodfordCountyRealEstate

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🏡 Best Homes for First-Time Buyers in Morton, Pekin & Washington (2025 Edition)

If you’re a first-time homebuyer searching in Tazewell County, you’ve already made a smart move—this is one of the best areas in Central Illinois to plant roots.

Whether you’re looking for affordability, location, or lifestyle, towns like Morton, Pekin, and Washington offer a range of homes that check the boxes for first-timers. Here’s what you need to know about what’s out there, where to look, and how to land the right house—without losing your mind in the process.

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🏘️ Morton: For Buyers Who Want Quality & Community

Morton is a standout for buyers who want a quiet, well-kept neighborhood feel with top-tier schools and strong long-term value.

• Price range: $160K–$275K for starter homes

• Style: Mostly ranches and split-levels from the 1970s–1990s

• Hot tip: Focus on neighborhoods near Idlewood Park or Jefferson Elementary

• Bonus: Morton’s resale value is strong thanks to limited inventory and community reputation

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🏡 Pekin: More House, Less Budget Stress

If you want more square footage without stretching your wallet, Pekin is where it’s at. You’ll find larger homes, big yards, and solid bones—even if some need a little cosmetic love.

• Price range: $120K–$210K for 3-bed, 2-bath homes

• Style: Mix of 1950s brick ranches, early 2000s homes, and bungalows

• Neighborhoods to watch: Sunset Hills, Broadway, and Parkway

• Bonus: Close proximity to Peoria and Illinois River recreation

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🏡 Washington: Small-Town Vibe with Modern Perks

Washington is one of the most sought-after towns in Tazewell County, especially for first-timers wanting newer construction in an established community.

• Price range: $190K–$290K

• Style: Lots of newer ranches and split-levels from the past 20 years

• Standout neighborhoods: Trailcreek, Devonshire, and Oak Ridge

• Bonus: Highly rated schools, modern amenities, and a tight-knit feel

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💡 Tips for First-Time Buyers in 2025

• Get pre-approved early. This market moves fast.

• Be ready to act. Homes under $250K in these areas often sell in days.

• Work with a local expert. You don’t want to get beat out by a cash buyer just because you hesitated.

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🧭 Ready to Find the Right Home?

Whether you’re leaning toward Morton, Pekin, or Washington, I’ll guide you every step of the way—from your first showing to closing day. I know the neighborhoods, the deals, and how to help first-time buyers get to yes without the stress.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #FirstTimeBuyer #TazewellCountyHomes #MortonIL #PekinIL #WashingtonIL #PeoriaRealEstate #CentralILHomes #BuyWithJack

☀️ Call Duvall! How I Help Central Illinois Sellers Stand Out in Summer

The Central Illinois summer market is a sprint—not a marathon.
Buyers are out. Inventory is low. And homes that stand out? They’re the ones that get multiple offers, top-dollar deals, and fast closings.

But standing out takes more than slapping a sign in the yard and crossing your fingers. It takes strategy. Experience. And someone who knows how to get eyes—and offers—on your property.
That’s where I come in.

🧠 It Starts With Smart Pricing

Most agents pull comps, then guess. I dig deeper.
I analyze micro-trends in your exact neighborhood, current buyer demand, and active competition. That means we price your home right the first time—so it grabs attention without leaving money on the table.

📸 Killer Marketing That Gets Results

Most buyers will find your home online first. That means the photos, copy, and presentation have to be top-tier—or you’re dead in the digital water.

Here’s what my listings include:

• Professional photography (no phone pics here)

• Strategic staging advice (inside & out)

• Facebook ads, Instagram posts, and email blasts

• Listing syndication across Zillow, Realtor.com, Redfin, and beyond

I don’t just post your home—I promote it.

🏆 Negotiation? That’s My Arena.

With over 1,000 homes sold and 20+ years of Central IL experience, I know how to read buyers, vet offers, and drive negotiations in your favor.
Whether it’s price, terms, possession, or inspection repairs—I protect your bottom line like it’s my own.

🏘️ Local Expertise You Can Trust

From Peoria to Pekin, Morton to Metamora, I’ve worked nearly every street in Tazewell, Peoria, and Woodford counties. I know what buyers are looking for, what they’ll pay, and how to position your home to hit all the right notes.

⏳ Summer Moves Fast—So Should You

If you’re thinking of selling, this is your window. Homes are still in demand. Rates have stabilized. And serious buyers want to close before the school year starts.

Let’s make sure your home gets noticed—and SOLD.
📞 Call Duvall today for a free, no-obligation home evaluation.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #ListWithJack #SellYourHome #CentralILHomes #PeoriaRealEstate #TazewellCountyRealEstate #WoodfordCountyHomes #TopDollarSale #SummerSellingSeason

💸 The Real Cost of Waiting: Interest Rates & Inventory in Woodford County

A lot of buyers in today’s market are sitting on the fence—waiting for the “perfect time” to make a move.
Here’s the hard truth: waiting is already costing you.

In Woodford County, homes aren’t sitting. Inventory is low, demand is steady, and interest rates are fluctuating just enough to create a window of opportunity that won’t stay open for long. If you’re thinking of buying later this year, you need to understand what “waiting” really means—for your wallet and your future.

🏠 Inventory Is Still Tight in Woodford County

From Metamora to Eureka to Germantown Hills, inventory in Woodford County remains below historical averages. And while buyer demand has leveled off compared to the red-hot years of 2021–2022, we’re still seeing:

• Multiple offers on move-in ready homes

• Fewer listings in key price points (especially under $300K)

• Quicker sales for updated homes in good school districts

If you’re hoping to wait until “more options hit the market,” you might be waiting a while—and risking higher prices when they do.

💰 Interest Rates Are Playing Keep-Away with Your Buying Power

Every 1% increase in interest rates reduces your buying power by roughly 10%.
That means if you can afford a $250,000 home today and rates jump from 6.5% to 7.5%, your budget effectively drops by $25,000—without home prices dropping a dime.

Even if home values plateau (which they’re not doing in most of Woodford County), rising rates can still make monthly payments less affordable. Translation? That “perfect” home may move out of reach entirely.

📈 Appreciation Isn’t Waiting for You Either

Home values in Woodford County have steadily increased 3–5% annually—even in years when the national market cooled. With communities like Metamora and Germantown Hills continuing to attract families and professionals, this upward trend is likely to continue. The longer you wait, the more you may end up paying—not just in price, but in lost equity.

🧠 What You Should Do Now

If you’re financially ready and pre-approved (or close), don’t wait for the market to “crash” or rates to magically fall. That’s not the market we’re in.

The smarter move?

• Lock in today’s rates while they’re still reasonable

• Shop before inventory tightens further this summer

• Work with a local expert (👋 that’s me) to find homes before they hit the market

Let’s Get You Off the Fence and Into a Home

The cost of waiting is real—and avoidable. Whether you’re looking in Eureka, Metamora, Roanoke, or anywhere in Woodford County, I’ll help you beat the market instead of chasing it.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #WoodfordCountyHomes #InterestRates2025 #RealEstateAdvice #CentralILRealEstate #MetamoraIL #BuySmart #HomeBuyers

🏘️ First-Time Buyer’s Guide to Tazewell County Neighborhoods

Buying your first home can feel overwhelming—especially when you’re not sure which neighborhoods actually fit your lifestyle and budget. If you’re looking in Tazewell County, the good news is: you’ve got great options. The better news? You’ve got me to help you navigate them.

After helping hundreds of first-time buyers across Morton, Pekin, Washington, East Peoria, and surrounding towns, I’ve learned how to match the right person with the right area. Here’s a breakdown of what you can expect—and where you might just find your dream home.

🏡 Morton: Small Town Feel, Big Time Appeal

Known for its parks, top-rated schools, and small-town charm, Morton is ideal if you’re looking for a quieter community with solid resale value. Home prices tend to be slightly higher here, but you’re investing in quality. Great for families, professionals, and anyone who appreciates a clean, well-run town.

🌇 East Peoria: Convenient, Growing, and Affordable

If you want proximity to shopping, restaurants, and major employers, East Peoria might be your best bet. It’s home to newer developments, riverfront entertainment, and quick access to Peoria across the I-74 bridge. You can often find move-in ready homes under $200K, which is gold for first-timers.

🏘️ Pekin: More House for Your Money

Want more space and lower prices? Pekin offers some of the best value per square foot in Tazewell County. You’ll find a mix of older homes with character and newer construction at affordable prices. Bonus: lots of outdoor recreation, from parks to golf to the riverfront.

🏡 Washington: Suburban Vibe with Strong Community

Washington blends new subdivisions with old-school Midwestern charm. It’s a hit with young families thanks to its excellent schools and clean, walkable layout. Home inventory moves quickly here, so being pre-approved is key if you want to land something in this sought-after spot.

👀 What to Watch For as a First-Time Buyer

• Don’t stretch your budget. Tazewell has solid options at every price point.

• Location still matters. Look for neighborhoods near schools, parks, or major roads.

• Ask about taxes and insurance. Rates vary more than you’d think between towns.

• Work with an expert. (👋 That’s me.)

Let’s Find Your First Home—Together.

Buying for the first time doesn’t have to be stressful. I’ll walk you through every step, from pre-approval to closing—and help you avoid the common rookie mistakes. If you want to tour homes in Morton, Pekin, Washington, or anywhere in between, let’s connect today.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #TazewellCountyHomes #FirstTimeBuyer #PeoriaAreaRealEstate #MortonIL #PekinIL #WashingtonIL #CentralILRealEstate

🌳 5 Easy Curb Appeal Upgrades That Help Homes Sell Fast in Central IL

When it comes to selling your home, first impressions don’t just matter—they’re everything.

In today’s competitive market, especially in Peoria, Tazewell, and Woodford counties, buyers are judging homes before they even step foot inside. The good news? You don’t have to do a full remodel to win their hearts (and offers). With just a few curb appeal upgrades, you can dramatically improve your home’s marketability—and final sales price.

Here are 5 quick and cost-effective ways to boost your curb appeal and get buyers excited before they even open the front door:

1. 🌼 Fresh Mulch & Trimmed Landscaping

Central Illinois summers bring lush lawns and bold greenery—but only if you show them off. Trim overgrown shrubs, edge the lawn, and throw down a fresh layer of mulch in garden beds. It adds instant polish and makes buyers feel the home is well-maintained.

Bonus Tip: Stick with dark brown or black mulch—it looks clean and complements most home colors.

2. 🚪 Paint or Replace the Front Door

Your front door is the handshake before the showing. A bold, clean front door makes a house feel welcoming and cared for. Whether it’s a fresh coat of paint in a color that pops (like navy blue or red), or replacing an outdated one entirely, this small detail delivers major ROI.

3. 🪟 Power Wash the Exterior

Grimy siding, dingy concrete, and mildew-covered steps send the wrong message. Rent or borrow a power washer—or hire a local pro—for around $150. You’ll be amazed how much newer your house looks in just an afternoon.

4. 💡 Upgrade Exterior Lighting

If buyers are doing evening drive-bys (and they are), lighting matters. Swap out dated porch fixtures for modern ones. Add solar path lights along walkways or flower beds. It adds charm, safety, and ambiance all in one.

5. 🪴 Add Potted Plants for a Pop of Color

You don’t need to replant your whole yard. Two large matching planters on the porch or by the garage create symmetry and life. Bright flowers or hardy greens in a tasteful pot can completely transform your entryway.

🚀 Bonus Tip: Don’t Forget the Details

Shiny new house numbers, a clean mailbox, and a new welcome mat go a long way. The goal is simple: make the buyer feel like your home is move-in ready before they even walk inside.

Ready to List? Let’s Make It Shine.

I’ve helped hundreds of sellers in Central IL stage the outside of their homes for maximum impact—and maximum profit. If you’re looking to list this summer, I’ll show you exactly how to stand out in today’s market.

Call Duvall today for a free pre-listing consultation. Let’s get your home sold—fast.

📞 309-200-5480
🌐 CallDuvall.com

#CallDuvall #JimMaloofRealtor #PeoriaRealEstate #SellYourHome #CurbAppeal #CentralILHomes #ListingTips #StagingSells

🏡 Why June Is the Best Month to Sell in Peoria County (Backed by Data)

If you’ve been thinking about selling your home in Peoria County, there’s one four-letter word you need to know: June.

Historically, June has been a peak month for home sales across Central Illinois, but especially in Peoria County. As a REALTOR® who’s sold over 1,000 homes and watched local trends closely for 20+ years, I can tell you this isn’t just a seasonal hunch—it’s backed by hard numbers and smart strategy.

🌞 June = More Buyers, Higher Prices

According to data from local MLS reports over the past five years, homes listed in June tend to sell:

• Faster (an average of 7–10 days quicker than April or July)

• Closer to or above list price

• With more competing offers—which means leverage for the seller

Buyers are out in full force this time of year. School’s out, the weather’s great, and people want to be settled in before fall. Translation? Demand goes up, and so do prices.

🧠 Psychology Plays a Role Too

Summer buyers are emotionally motivated. The yards look greener, the daylight lingers longer, and homes simply show better with sunshine and blooming landscapes. That means you can maximize curb appeal and interior lighting with very little effort—both powerful selling tools.

Plus, many families make their move in June to avoid interrupting the school year. That urgency makes buyers more decisive and more likely to pay premium pricing for move-in ready homes.

💰 Inventory Is Still Tight

Even with rates fluctuating, demand continues to outpace supply in Peoria County. The most attractive, properly priced homes are going under contract in a matter of days. If you’re even thinking about selling, now is the time to capitalize.

As a listing expert, I help sellers get top dollar by combining smart pricing with powerful marketing. From professional photography and virtual tours to aggressive online exposure, I make sure your home is front and center—right where today’s buyers are looking.

👋 Ready to Sell? Let’s Talk.

The summer market moves fast. If you want to be on the winning side of it, your first move is simple:
Call Duvall. Let’s chat about your home’s value and how to get it sold fast and profitably—this June.

📞 309-200-5480
🌐 CallDuvall.com

🏡 5 Smart Fixes That Can Add Thousands to Your Peoria Home Sale Price

Posted by Jack Duvall | CallDuvall.com | 309-200-5480

Memorial Day may have been all about grilling and chilling, but now that the weekend’s behind us, it’s time to get serious—especially if you’re thinking about selling your home in Peoria this summer.

Home buyers in Central Illinois are out in full force right now, and they’re more informed (and more picky) than ever. If you want top dollar for your home, you don’t need a total remodel—you just need to make a few strategic updates that will make your home stand out in a crowded market.

Here are 5 smart, low-to-mid-cost improvements that can make a big impact on your home’s sale price—and help you attract multiple offers in this busy post-holiday market.

1. Power Wash Like a Pro

First impressions matter. For less than a couple hundred bucks—or a weekend DIY project—you can power wash the exterior of your home, walkways, driveway, and deck. It instantly boosts curb appeal and makes your home look well-maintained.

Pro Tip: Dirty siding or a mossy sidewalk screams “neglected.” Clean sells.

2. Paint the Front Door and Trim

This is one of the fastest ways to update your home’s exterior. Go for bold but classic—deep navy, charcoal gray, or even a pop of red can draw the eye and make buyers feel welcome before they ever step inside.

3. Update Light Fixtures and Cabinet Hardware

You don’t need to gut the kitchen—just swap dated brass or builder-grade hardware for something modern and neutral. Same goes for light fixtures in entryways, bathrooms, and over dining tables. A $50 investment can return hundreds.

4. Declutter Like You’re Moving Tomorrow

Because guess what? You might be. Clutter makes rooms feel smaller and distracts buyers. Box up anything you don’t use daily, and store it off-site if you can. You want clean surfaces, open floors, and space.

5. Boost Landscaping in the Front Yard

Fresh mulch, trimmed shrubs, and blooming flowers instantly elevate your home’s appearance. And if you’ve got outdoor space, clean it up and stage it. Buyers want to picture themselves relaxing outside—especially after a long winter.

✅ Don’t Overthink It—Strategize It

Every home has quirks and potential. The key is knowing where to invest your time and energy. I work with sellers across Peoria to help them prep their homes strategically—so you don’t waste money, time, or opportunities.

Want help deciding which fixes will get the best return for your home?

📲 Call or text me at 309-200-5480
🌐 Visit CallDuvall.com
Let’s get your home sold for what it’s really worth.

#PeoriaRealEstate #CallDuvall #HomeSellingTips #PeoriaRealtor #SellYourHome
#RealEstateAdvice #PostMemorialDayMarket #SmartHomeUpgrades #MoveWithDuvall #JimMaloofRealtor